Compliance Officer (MLRO)

About RedotPay

RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for the unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.

Role Purpose

Establish, implement, and oversee the entity’s AML/CFT and regulatory compliance programme in line with Nigerian requirements and group standards, acting as the primary sponsored individual for compliance matters. The role maintains independence to provide objective compliance oversight to the Board.

Key Responsibilities

• Own and maintain the AML/CFT programme, including KYC/CDD/EDD, ongoing monitoring, sanctions screening, and STR/SAR filing with the Nigerian FIU and SEC.
• Oversee transaction monitoring and alert handling in accordance with the group Compliance Framework.
• Conduct enterprise-wide risk assessments and ensure policies/procedures remain current with regulatory changes.
• Manage regulatory reporting, audits (internal/external), and liaison with SEC Nigeria.
• Provide compliance advice to business lines and escalate material issues directly to the Board/CEO/Group Compliance.
• Ensure staff training and awareness of AML/CFT, sanctions, and conduct requirements.
• Maintain accurate records for a minimum of eight years (or as required by Nigerian law).

Qualifications and Experience

• A first degree or its equivalent in a relevant field (including banking, finance, accounting, business management, law, or economics); or a first degree or its equivalent in a non- relevant field with a minimum of six (6) years’ relevant post-qualification experience; or a West African School Certificate, Senior Secondary School Certificate Examination certificate, General Certificate of Education or Higher School Certificate or its equivalent with a minimum of fifteen (15) years relevant post-qualification experience.
• At least four (4) years’ relevant post-qualification experience (excluding NYSC year) in areas such as virtual assets, financial technology, financial services, capital markets, compliance, anti-money laundering and counter-terrorist financing, risk management, legal and regulatory affairs, or cybersecurity.
• Strong, demonstrable experience in AML/CFT compliance, transaction monitoring, and regulatory reporting within fintech, virtual assets, or capital markets.
• Prior experience as MLRO, Compliance Officer, or sponsored individual in a regulated entity is highly advantageous.
• The role must be engaged on a full-time basis.
• Nigerian citizen preferred (NIN-eligible); fit-and-proper with no adverse findings. The role reports directly to the Board to preserve the independence of the compliance function.

Originally posted on Himalayas